HDFC Bank Saving Account Fees and Charges

Charges (penalties) you should be-ware of:
Non Maintanance of Avg. Quaterly Balance (AQB):Rs.750/- (Regular Savings A/c) not clear if calculated monthly or quaterly
Cheque returned for insufficient funds: (Your mistake): Rs.350/-
(other party's mistake): 50/- (local), 100/- (outstation)
these charges go up if you do not maintain AQB

DD's/payorder making charges:Rs 75 minimum (Rs.50 through PhoneBanking)
DD's/payorder cancellation charges:Rs.50/-

Debit card :
Issuance:nil
Source: Savings_Charges.pdf from www.hdfcbank.com